| Critical Illness cover will pay you a tax free lump sum on diagnosis of any one of a wide range of serious illnesses including cancer, heart attack, stroke, brain tumour and many more.
Diagnosis of such an illness would be a major trauma in any persons life and you would still have to meet your financial commitments. Remember, your life cover will not pay out unless you actually die.
Statistically, up to the age of 65, you are six times more likely to get a serious illness than to die.
Critical illness cover is offered as a basic or comprehensive policy. The basic plan will cover the main conditions and a comprehensive plan will cover many more which may include loss of sight, permanent disability, loss of hearing and so on.
For details of conditions covered,
click here.
See our Glossary of Terms to help with the industry jargon.
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